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Highest Offer Ever! Earn 120,000 Ultimate Rewards Points!

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Highest Offer Ever! Earn 120,000 Ultimate Rewards Points!

07/11/24 01:31 pm

Exciting Update from PzDealers!

 

Attention Ink Business Preferred® Credit Card Applicants:

 

We've received numerous reports from PzDealers who applied for the Ink Business Preferred® Credit Card despite exceeding the Chase 5/24 rule. Surprisingly, instead of immediate rejection, many are finding their applications pending for an extended period before receiving approval. This presents a unique opportunity for those affected to potentially secure the card. Make sure to take advantage of this opportunity to secure the all-time highest sign up bonus offered for this card!

 

Wondering how a credit card can revolutionize the way you manage your business expenses and travel? The Ink Business Preferred® Credit Card might just be the answer.

 

Overview of Ink Business Preferred® Credit Card:

The Ink Business Preferred® Credit Card is designed for business owners seeking to maximize rewards on every dollar spent. Here's a quick snapshot:

  • Annual Fee: $95
  • Intro Bonus: 120,000 bonus points after spending $8,000 in the first 3 months
  • Reward Rates: 3x points on travel and select business categories on the first $150,000 spent each account anniversary year; 1x on all other purchases
  • APR: 21.24% - 26.24% Variable

 

Pros and Cons of Ink Business Preferred® Credit Card:

Every card has its highlights and potential downsides.

Pros:

  • Insane Intro Bonus: The ability to earn an all-time-high 120,000 bonus points sets a lucrative precedent.
  • Broad Reward Categories: From travel to telecommunications, earn more where it matters.
  • Enhanced Travel Redemptions: Points are 25% more valuable when redeemed for travel through Chase Travel℠.
  • Wide-Ranging Benefits: Enjoy benefits like trip cancellation insurance and purchase protection on eligible purchases, ensuring you're covered where it matters most.
  • Explore Without Extra Costs: Travel with ease and enjoy using your card anywhere around the globe with no foreign transaction fees.
  • No Commitment: You can always downgrade to a $0 annual fee card after the first year if you find the benefits don't justify the fee.

Cons:

  • No Introductory APR: No introductory APR period on purchases or balance transfers, unlike some other cards.
  • Annual Fee: Consider whether the rewards outweigh $95 fee.
  • Reward Category Caps: The $150K limit on 3x points may restrict benefits for high spenders.
  • Spending Requirement For Bonus: The required $8k spend in 3 months to earn the sign-up bonus may be challenging for some small businesses.

 

Everything Ink Business Preferred® Credit Card Can Do For You:

This card is more than a payment method; it's a business tool designed to reward every aspect of your spending.

  • Unlock More Rewards: Earn 3x points in categories like travel, shipping, and advertising, up to $150k combined spend every account anniversary year.
  • Empower Your Team: Add employee cards so every purchase helps you earn rewards faster. Employee misuse protection included.
  • Travel with Peace of Mind: From trip cancellation to auto rental collision damage waiver, your business trips are covered.

 

Unique Benefits of Ink Business Preferred® Credit Card:

Dive deeper into what makes this card a standout choice for businesses.

 

Maximized Rewards for Growth:

Cardholders earn 3 points per $1 on the first $150,000 spent on combined purchases in specific categories including travel, shipping purchases, internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year. All other purchases earn 1 point per $1. 

 

25% More in Travel Redemption:

All points are worth 25% more when redeemed through Chase Travel℠. To put it into perspective, 120,000 points can be redeemed for $1,500 of travel via Chase Travel℠. Depending on the category of your purchase, when used for Chase Travel℠ bookings, your spending could earn you 1.25% - 3.75%.

 

Protection for Your Purchases:

The Ink Business Preferred® Credit Card offers trip cancellation or interruption insurance up to $5,000/person and up to $10,000/trip for covered events. Benefits of this card include roadside dispatch services, primary auto rental collision damage waiver for business rentals, and up to $1,000/claim in cell phone protection. Additionally, it provides purchase protection for 120 days and extended warranty protection for eligible items purchased with the card.

 

Points Transfers At 1:1 Ratio:

To make your points even more valuable, the Ink Business Preferred® Credit Card allows you to transfer your Chase Ultimate Rewards® points to various travel partners at a 1:1 value. Participating frequent flyer partners include Aer Lingus, Air Canada, British Airways, Emirates, Flying Blue (Air France/KLM), Iberia, JetBlue, Singapore Airlines, Southwest, United, and Virgin Atlantic. Participating hotel partners include IHG, Marriott Bonvoy, and World of Hyatt. 

  

Things to Look Out For:

While packed with features, this card has considerations:

  • Annual Fee: Ensure the $95 annual fee is justified by the rewards and benefits.
  • Category Spending Caps: The 3x points rate on bonus categories is capped at $150,000/year in combined spending. Earnings decrease to 1x points beyond that threshold.
  • Interest Rates: Carrying a balance could result in high-interest charges, negating benefits of rewards.
  • Eligibility: Designed for businesses with good to excellent credit.

 

Conclusion:

The Ink Business Preferred® Credit Card delivers substantial rewards and valuable benefits tailored to business owners, particularly those who frequently travel or spend heavily in key business categories, such as travel, shipping, internet, cable, phone services, and advertising. Although the annual fee and spending caps require consideration, the card’s extensive protection plans, generous sign-up bonus, and versatile point redemption options make it a powerful tool for optimizing business expenditures. This card is a strategic choice for maximizing rewards and benefits from everyday business spending. 

 

Ready to leverage every business expense into rewards? The Ink Business Preferred® Credit Card could be your next strategic move.

 

Editorial Disclaimer: Opinions, reviews, analyses, & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.



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There has never been a better time to apply for this card!

Highest Offer Ever! Earn 120,000 Ultimate Rewards Points!

  • Earn 120k bonus points after spending $8,000 in the first 3 months, with points worth 25% more for travel through Chase Travel℠.

  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each year, up to 450,000 points!

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