Welcome to our brand new series where we explain how to do more with your credit cards, and more importantly, how your credit cards can do more for you. From maximizing cashback to exploring options like no annual fee cards and travel rewards, let’s unlock the full potential of your wallet. Next up, let's get ready for our summer travels.
With Pesach behind us, it seems summer is right around the corner. The sun is starting to shine stronger and longer, and my thoughts are turning to kids playing on grass and hitting the beach. Whether your summer travels take you internationally, upstate, to the beach, or to your family barbeque, let's break down which credit cards can do more for you this year.
Our top pick for all-around travel is the Chase Sapphire Preferred® Card. Why? Let's break it down.
Limited Time Offer
Earn back almost eight years of this card's $95 annual fee with 60,000 bonus points, redeemable for $750 via Chase Travel℠ after spending $4,000 in the first 3 months of account opening.
Maximize Your Rewards
When spending for travel, you earn 5x points on travel when booked through Chase Travel℠ and 2x on all other travel. We all know that food can be one of the most expensive parts of travel when dining out, putting together away shabbosim, or hosting get-togethers with family or friends. Make the most of that added expense with 3x points on takeout, dining, and online grocery orders. If your largest summer expense is groceries, make sure to check out Do More With Your Credit Cards: Pesach Groceries Edition to get the most out of those purchases.
Redeem For More
Our favorite perk of this card is that all points are actually worth an extra 25% when redeemed through Chase Travel℠ and are transferrable to Chase's airline partners which can make your points even more valuable. Combine the points earned through travel spending and the incredible bonus offer and your rewards can really add up.
Protect Your Trip
No need to purchase pricey travel insurance; included on purchases with your Chase Sapphire Preferred® Card is trip cancellation and interruption insurance, trip delay reimbursement, and baggage delay insurance. For those hesitant to plan trips in advance or worried about hiccups along the way, this is an incredible perk that is more common with cards with much higher annual fees.
Learn more about the Chase Sapphire Preferred® Card here, or you can read our full write-up on the Chase Sapphire Preferred® Card here.
Other Travel Cards You Might Want To Check Out
PzSummary:
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Annual Fee: $95
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Intro Offer: 75,000 Miles after $4,000 spend in 3 months of account opening
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Rewards Rates: 5 Miles Capital One Travel bookings of hotels, vacation rentals, and rental cars, 2 Miles on all other purchases. Miles are transferable to airline loyalty programs.
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Credits: Up to $120 credit for Global Entry or TSA PreCheck, up to $50 experience credit on hotel stays from the Lifestyle Collection
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Consider Capital One Venture Rewards Credit Card If: You want to earn more travel rewards on your everyday spending. With 2x miles on all purchases, every purchase made with this card can bring you closer to your next destination.
Learn more about the Capital One Venture Rewards Credit Card here, or you can read our full write-up on the Capital One Venture Rewards Credit Card here.
PzSummary:
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Annual Fee: $395
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Intro Offer: 75,000 Miles after $4,000 spend in 3 months of account opening
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Rewards Rates: 10 Miles Capital One Travel bookings of hotels and rental cars, 5 Miles on Capital One Travel bookings of flights and vacation rentals, 2 Miles on all other purchases. Miles are transferable to airline loyalty programs.
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Credits: $300 annual Capital One Travel credit, Up to $120 credit for Global Entry or TSA PreCheck, 10K Miles anniversary bonus (equal to $100 towards travel)
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Consider Capital One Venture X Rewards Credit Card If: You plan to spend at least $400 in Capital One Travel bookings; the annual travel credit plus the anniversary bonus more than cover your annual fee. You'll then get the added perks of Global Entry or TSA Precheck and complimentary lounge access to really enhance your next vacation.
Learn more about the Capital One Venture X Rewards Credit Card here, or you can read our full write-up on the Capital One Venture X Rewards Credit Card here.
Interested in another credit card topic? Let me know by emailing tova@pzdeals.com.
Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.
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