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An Open Letter

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An Open Letter

09/24/24 09:08 pm
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Here at PzDeals, our goal is to bring you the best offers available, whether it's on products, airline tickets, or credit cards. This commitment to consistently sharing top deals is how a small WhatsApp group for sharing daily offers with family and friends over eight years ago grew into a platform with almost 200,000 followers across social media and a website that attracts millions of visits each month.

 

With this growth comes a responsibility to ensure our community receives accurate information. Recently, I’ve noticed some potential misrepresentations in the way credit cards are being promoted in our community, and I want to clarify a few key points for our followers.

 

Firstly, signing up for a credit card to earn a valuable bonus offer is not the same thing as buying a product at a discount. These offers usually come with a spending requirement within a specific time frame, and it's important to repay that amount by the due date to avoid substantial interest or penalties.

 

When we promote such offers, our goal is to reach those who would spend that amount regardless and who can comfortably repay it when the bill comes. We are not encouraging anyone to spend outside of their means. In fact, we ask that you don't. 

 

It is also important to understand that there are other aspects to a credit card than the welcome offer, so make sure to always do your due diligence.

 

All credit card content is closely reviewed by both us, and card issuers and their representatives for accuracy and compliance to their regulations. We monitor our posts as carefully as possible to ensure you have the most up-to-date information and offers.

 

But I want to reiterate: Please use credit responsibly and only apply for credit cards that fit your financial situation. Remember, no matter how attractive an offer is, all spending must be repaid. Always consider your financial health before committing to any payments. 

 

If you're still not sure and have any questions about credit card terminology, specific offers, or topics we have written about or should write about, please reach out to our credit card editor at tova@pzdeals.com. She is here to help simplify the credit card landscape.

 

Thank you for being a valued PzDealer and for your attention to this important topic. 

 

Best Regards,

Benzy Preizler and the PzDeals Team




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