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The Business Platinum Card® from American Express

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The Business Platinum Card® from American Express

11/21/24 09:59 pm
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Are you a business owner looking to elevate your travel experience and streamline your spending with exclusive rewards and premium benefits? The Business Platinum Card® from American Express offers a range of luxurious perks that cater to frequent travelers and savvy entrepreneurs. From extensive travel credits to unparalleled lounge access, this card provides an array of benefits that make it a top choice for those seeking premium rewards and a seamless business experience.

 

Overview of The Business Platinum Card® from American Express

The Business Platinum Card® from American Express is designed to meet the needs of high-end business travelers who demand convenience, luxury, and flexibility. Here’s a quick snapshot:

  • Annual Fee: $695. See rates & fees.
  • Intro Bonus: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases within the first 3 months.
  • Reward Rates: 5X points on flights and prepaid hotels booked via AmexTravel.com; 1.5X points on select business purchases; 1X points on everything else
  • Regular APR: 18.49% - 27.49% variable.
  • Foreign Transaction Fees: None.
  • Statement Credits: Up to $400 to Dell Technologies, up to $360 to Indeed, up to $150 Adobe subscriptions, up to $120 wireless credit, up to $200 airline fee credit, up to $199 Clear Plus credit.

 

Pros and Cons of The Business Platinum Card® from American Express

The Business Platinum Card® from American Express is packed with powerful perks, but it's important to consider both the advantages and potential downsides before applying.

Pros:

  • Massive Welcome Offer: Earn 150,000 Membership Rewards® points after spending $20,000 in the first 3 months, which can go a long way in redeeming for flights, hotels, and other business expenses.
  • 5X Points on Travel: Enjoy 5X Membership Rewards® points on flights and prepaid hotels when booked via AmexTravel.com. Whether it's a business trip to Europe or a vacation to a tropical destination, you’ll rack up points quickly.
  • Exclusive Lounge Access: Access to over 1,400 airport lounges worldwide through the American Express Global Lounge Collection®, which includes Centurion® lounges and Priority Pass™.
  • $200 Airline Fee Credit: Select an airline and receive up to $200 in statement credits each year for incidental fees such as checked bags and in-flight refreshments.
  • $199 CLEAR® Plus Credit: Get faster access through airport security with a CLEAR® Plus membership, paid for through statement credits annually.
  • Comprehensive Travel Protections: With features like Trip Delay Insurance, Trip Cancellation Insurance, and up to $800 in cell phone protection, your business and travel plans are safeguarded against unexpected issues.*
  • Hotel and Car Rental Benefits: Enjoy automatic upgrades, late checkouts, and other luxury benefits at Fine Hotels + Resorts®, and automatic elite status with Marriott Bonvoy® and Hilton Honors™. Premium car rental benefits with Avis, Hertz, and National further enhance your travel experience.

Cons:

  • High Annual Fee: The $695 fee can be steep, especially if you don’t take full advantage of the card's numerous perks. See rates & fees.
  • Large Spending Requirement for Bonus: To unlock the 150,000 points intro bonus, you need to spend $20,000 within the first 3 months, which may be challenging for some businesses.
  • Rewards Complexity: To make the most of your points and benefits, you need to understand the categories and strategies for maximizing returns, especially for points earned on business-related purchases.

 

Everything The Business Platinum Card® from American Express Can Do For You

The Business Platinum Card® from American Express is not just about collecting rewards—it’s about upgrading your lifestyle and making every business trip and transaction a more luxurious and efficient experience.

  • Unmatched Lounge Access: Access the American Express Global Lounge Collection® at over 1,400 lounges across 140 countries, including exclusive Centurion® Lounges, Priority Pass™ lounges, and even access to Delta Sky Clubs®.
  • Luxurious Hotel Benefits: Get premium hotel benefits through the Fine Hotels + Resorts® program valued up to $550 per booking, including perks like daily breakfast for two, room upgrades, and up to $100 in hotel credits on eligible stays.
  • Airport Security and Travel Benefits: Gain access to faster security screening with the $199 CLEAR® Plus credit, and enjoy faster airport entry with the Global Entry or TSA PreCheck® application fee credit.
  • Earn 1.5X Points on Business Purchases: For eligible business purchases such as shipping, software providers, and hardware suppliers, you can earn an additional 1.5X points per dollar spent on purchases up to $2 million per year.

 

Unique Benefits of The Business Platinum Card® from American Express

Beyond the obvious perks, The Business Platinum Card® from American Express offers a variety of unique features that enhance your lifestyle and streamline business operations.

 

Elite Hotel Status and Exclusive Benefits

The Business Platinum Card® from American Express members gain automatic elite status with top hotel chains like Marriott Bonvoy® Gold Elite and Hilton Honors™ Gold, which entitles you to benefits such as room upgrades, early check-in, and late check-out. Additionally, through the Fine Hotels + Resorts® program, you can enjoy perks like $100 property credits, daily breakfast for two, and a guaranteed 4 p.m. check-out at over 1,000 luxury hotels.

 

Enhanced Purchase Protection and Travel Insurance

The Business Platinum Card® from American Express holders receive comprehensive coverage for both travel and purchases. With Trip Cancellation and Interruption Insurance, you can be reimbursed up to $10,000 per trip if a covered event causes you to cancel or cut short your trip. Trip Delay Insurance provides up to $500 for expenses if your travel is delayed for over 6 hours due to a covered reason.*

Additionally, the card includes Purchase Protection, which covers stolen or damaged purchases for up to 90 days, and Extended Warranty, which extends your manufacturer’s warranty for up to one extra year. Cell Phone Protection is another valuable perk, offering up to $800 in reimbursement for damages or theft of your cell phone, with a limit of two claims per year.*

 

Premium Support and Services

The Business Platinum Card® from American Express offers unparalleled support through its Platinum Travel Consultants, available to assist you with customized travel planning, itinerary creation, and tailored recommendations to elevate your trips. You also have access to the Premium Global Assist® Hotline, offering 24/7 emergency coordination services, from medical and legal assistance to financial support, when you're more than 100 miles from home. Whether you're navigating travel disruptions or need expert advice on the best destinations, these premium services ensure you have a smooth and effortless experience wherever your business takes you.

 

Car Rental Perks

With The Business Platinum Card® from American Express, you enjoy premium benefits with top rental companies like Avis, Hertz, and National. Through Avis Preferred®, Hertz Gold Plus Rewards®, and National Emerald Club Executive®, you'll receive perks such as priority service, guaranteed car-class upgrades, and discounts up to 25%. Additionally, enjoy one free additional driver with Hertz, and access to faster checkouts and better vehicle selection with all three programs. These benefits ensure a seamless and luxurious car rental experience for your business travel.

  

A World of Credits

The Business Platinum Card® from American Express is packed with an impressive array of credits that can significantly offset the cost of everyday expenses and enhance your business operations.

Enjoy up to $200 in airline fee credits annually for incidental charges like baggage fees and in-flight purchases. You’ll also receive up to $199 in CLEAR® Plus credits for faster security screening at over 50 airports, along with a up to $120 wireless credit for your U.S. mobile phone services. Additionally, the card offers up to $400 in Dell Technologies credits, up to $360 in statement credits for Indeed purchases to help build your team, and up to $150 in Adobe Creative Solutions credits to support your creative business needs.

With these credits, The Business Platinum Card® from American Express helps save you money while enhancing your business capabilities.

 

Conclusion

The Business Platinum Card® from American Express is a game-changer for businesses looking to streamline their spending while enjoying luxury travel experiences. With benefits like 5X points on travel, extensive airport lounge access, comprehensive purchase and travel protections, and a range of valuable credits, it’s the ideal card for businesses that want to make the most of their purchases and business trips. While the annual fee and spending requirement may be high, the extensive rewards and benefits make this card a solid investment for those who travel frequently and want to elevate their business experience. See rates & fees.

 

Are you ready to take your business to the next level with The Business Platinum Card® from American Express? Learn more about this exclusive business card today.

 

Disclaimer: Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.



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